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NPS Calculator – National Pension System Calculator

NPS Calculator

Estimate your National Pension System (NPS) retirement corpus, total contributions and estimated pension based on your monthly contribution, investment period and expected return.
Government employee option uses 10% employee contribution and 14% employer contribution of Basic + DA.
For Government Employee mode, this can be based on the applicable employer contribution. The amount can be changed manually.
NPS returns are market-linked and not guaranteed. Enter an assumed annual return for estimation.
Enter the percentage of the estimated corpus that you want to consider for annuity for this illustration.
This is only an assumed annuity rate for estimating monthly pension. Actual annuity payout depends on the annuity option and prevailing terms offered by the annuity provider.
Estimated NPS Result
Investment Period
Total Employee Contribution
Total Employer Contribution
Total New Contribution
Current Corpus Growth
Estimated Retirement Corpus
Corpus Considered for Annuity
Estimated Lump Sum Portion
Estimated Monthly Pension
Disclaimer: This calculator provides an estimate only. NPS returns are market-linked and actual returns may be higher or lower. The actual accumulated pension wealth, exit benefits, annuity amount, tax treatment and applicable withdrawal rules may vary according to prevailing PFRDA rules, subscriber category, corpus size and selected annuity option. This calculator is not an official NPS statement.

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